Add your income
Enter the amount, frequency and expected date. Mizanek treats it as projected until you confirm it arrived.
Building your weekly view
Getting Mizanek ready
Your income, turned into a usable plan
Know what is safe to spend this week.
Mizanek turns each income cycle into clear spending periods, keeps bills on the calendar, and shows how your balance is expected to move.
No bank connection required. You stay in control of every update.
Monthly incomeCurrentPlanned for this period
Built around financial clarity, not financial surveillance
- No automatic transaction tracking
- Flexible spending stays Unknown until you update it
- Bills and estimates are clearly separated
- Protected financial data is encrypted before storage
The monthly-weekly mismatch
Income arrives monthly. Life happens week by week.
A 10,000 MAD income cycle can look comfortable as one total. But rent may land in Week 1 while everyday spending continues through five separate weeks.
Mizanek allocates that cycle before you spend: 2,500 MAD for bills, 5,000 MAD for flexible spending, and 2,500 MAD projected to remain.
How one 10,000 MAD cycle changes by week
- Monthly income10,000 MAD expected on the 25th
- 10,000 MAD
- Week 1 needs2,500 MAD rent + 1,000 MAD flexible
- 3,500 MAD
- Week 4 needs1,000 MAD flexible · no bills left
- 1,000 MAD
The income is monthly; the decision Mizanek clarifies is what each week can safely use.
Simple setup
Build your first plan in four guided steps.
Set the income cycle, choose how often you manage spending, add recurring bills, then review the complete plan.
A simple manual setup, with no bank connection
Simple setup
Choose your spending rhythm
Choose weekly, every 15 days or monthly and set the flexible amount for that cadence.
Simple setup
Add recurring bills
Choose a category, add the amount and recurrence, and let it appear on the right calendar dates.
Simple setup
Review your plan
Check the suggested 7,500 MAD budget, 5,000 MAD flexible plan and 2,500 MAD in expected bills before creating the dashboard.
The active income cycle
One cycle. Five clear spending periods.
Move between past, current and upcoming weeks. Each period shows its flexible amount, scheduled bills and the balance snapshot behind the plan.
Planned for this period1,000 MADFlexible amount + scheduled bills
- Flexible amount
- 1,000 MAD
- Bills left to pay
- 0 MAD
- Bills paid
- 0 MAD
Week 4: 1,000 MAD flexible + 0 MAD in bills remaining = 1,000 MAD available this week.
Week 1 is heavier because it includes the 2,500 MAD rent; the remaining weeks keep 1,000 MAD flexible.
This is a plan based on your entries and latest balance snapshot—not a bank balance.
Start with one clear week
Plan what your next week needs before it begins.
Recurring bills
Add a bill once. See it in the right week.
Start with categories such as rent, electricity, water, phone, internet, credit, insurance and subscriptions. Each recurring bill then appears on the calendar.
- RentFixed amount · on the 1st2,500 MADPaid
- PhoneFixed amount · on the 12thYour amountDue
- ElectricityVariable estimate · around the 18thYour estimateDue
Bills are entered by you. Mizanek does not import them from a bank.
A deliberate spending boundary
See what can be used now—and what is projected to remain.
Mizanek separates the current period’s flexible amount from scheduled bills and the balance expected at the end of the cycle.
Projected remainderSafe this week1,000 MADSpending plan
You decide where the money stays and how it is moved.
Mizanek plans and recommends. It never moves money or reads a bank account.
Balance snapshots
Update what is left. See planned versus actual.
Mizanek does not need every purchase. Add a current balance snapshot and it can estimate spending, update the trajectory and keep the source of every figure visible.
The result is an estimate based on information you provided.
Optional collaboration
Plan together when money is shared.
Invite a partner or spouse into the same household plan—or choose “Just me for now” and keep a personal space.
You can create or switch spaces later from Profile.
Inside Mizanek
Your whole money cycle, visible from one app.
Explore the current dashboard, calendar, budgets, insights and household spaces exactly as they work in Mizanek.
Designed for calm
Useful clarity without obsessive tracking.
Mizanek keeps planning focused on the decisions that shape a cycle: what is due, what stays flexible, what changed unexpectedly and what is projected to remain.
Clarity
See what each period needs before spending begins.
Protection
Keep the projected remainder visible before committing more money.
Control
Review whether a completed period was under, on or over plan.
Simplicity
No need to record every small purchase.
Organization
Keep recurring bills attached to their real due dates.
Collaboration
Share a household plan with someone you trust.
Application-level financial encryption
Your financial data stays encrypted.
Mizanek encrypts protected financial information before it reaches database storage. The database keeps ciphertext—not readable amounts, balances or financial details.
Your financial information
Income, bills, balances and savings
Entered in MizanekEncrypted before storage
The application encrypts each protected value
Readable value becomes ciphertextDatabase stores ciphertext
Protected financial fields contain encrypted values, not readable details
•••••• 8F4A…92C1Used only when needed
The authorized Mizanek service decrypts values to calculate and display your plan
Inside the application service
- Each household uses its own encryption key, keeping encryption boundaries household-scoped.
- Internal administration tools are not designed to expose decrypted protected financial values.
No digital service can promise absolute security. Read how Mizanek approaches protection and your responsibilities.
Questions, answered
Understand Mizanek before you begin.
What is Mizanek?
Mizanek is a weekly money planner, recurring-bill organizer and household budgeting companion. It helps you plan before spending happens.
Does Mizanek connect to my bank?
No. The initial product does not connect to bank accounts or execute transfers. You enter and confirm the planning information yourself.
Can the Mizanek team see my income, bills or balances?
Mizanek must process the values you enter to calculate and display your plan. Protected financial values are encrypted before database storage, and internal administration tools are not designed to expose their decrypted contents. The authorized Mizanek service decrypts them only when needed to provide the app experience.
How are my financial values protected?
Mizanek applies application-level encryption before protected financial values are stored. The database contains ciphertext instead of readable amounts or financial details. This is not end-to-end encryption: the authorized service must decrypt and process those values to generate your plan.
Does Mizanek track every purchase automatically?
No. Bills can be tracked individually, but flexible spending stays Unknown until you report how much remains.
How does weekly planning work?
Mizanek combines the flexible amount planned for the period with unpaid scheduled bills due in that same period.
Can I use Mizanek alone?
Yes. Every account can use a personal household space. Inviting a partner is optional.
Can I invite a partner?
Yes. Invite a partner or spouse to share the household plan, or continue in a personal space and add them later.
Can I use a monthly or 15-day spending rhythm?
Yes. Weekly, every-15-days and monthly flexible-spending cadences are supported.
How does Mizanek estimate flexible spending?
It subtracts your reported remaining amount from the planned amount plus any extra top-ups. Until you update the balance, spending remains Unknown.
Is Mizanek available on iOS and Android?
Mizanek is being prepared for both iOS and Android. Join the waitlist when store links are not yet available.
Which currencies are supported?
A household uses one ISO currency at a time. The demonstration uses Moroccan dirhams (MAD).
Is my financial information sold to advertisers?
Mizanek is not designed around selling personal financial-planning data. Review the Privacy and Confidentiality page for current details.
Can I delete my account?
An account-deletion request flow is part of the product experience. Availability and retention details are explained in the privacy documentation.
Founding 100
Help shape Mizanek. Earn Premium for life.
The first 100 eligible Mizanek waitlist members can join our Founding tester group and earn Premium for life by testing after launch and sharing honest feedback.
Checking current availability…
How the Founding 100 works
- 01Join early
Be among the first 100 unique eligible waitlist members.
- 02Test for one month
Install and use Mizanek for at least one month after the official launch.
- 03Share meaningful feedback
Send feedback in Mizanek, when available, or directly by email.
Joining does not grant Premium immediately. Complete the testing and feedback program after launch to earn Premium for life. A store review is never required and does not affect eligibility.
Learn how we handle your details in Privacy and Confidentiality and Terms of Use.